StratusFinancial Intelligence Engine

Demo Mode
OVERCAML FORMAL VERIFICATIONSTANDBY
8/8 PROOFS
0/3 MODELS
TERNARY OK
INVARIANTS
HALLUCINATION INDEX
0
TERNARY RISK STATE
NII+
EVE+
GAP0
LIVE

Community Banks

4,408

Active under $1B assets

+0.3%vs last quarter

Bond Buyers

1,247

Score > 60 this quarter

+12.4%vs last quarter

M&A Targets

312

High acquisition risk

-3.1%vs last quarter

ALM Proofs

8/8

All verified by OverCaml

Rising Stars

18

Securities momentum > 5%

+28.6%new this quarter

Model Accuracy

0.793

XGBoost AUC-ROC

+2.1%vs baseline

Survival C-Index

0.737

Cox PH concordance

Data Freshness

Live

FDIC API connected

OverCaml Formal Proofs

8/8 verified
EVE_POSITIVE
EVE > 0 for all scenarios
NII_BOUNDED
NII within +/-30% of base
GAP_FINITE
Duration gap is finite
RISK_MONOTONIC
Risk increases with shock magnitude
COMPLIANCE_CONSERVATIVE
27/27 truth table entries verified
BS_IDENTITY
Assets = Liabilities + Equity
PV_RATE_MONOTONIC
PV decreases with rate increase
TERNARY_ROUNDTRIP
Balanced ternary encode/decode identity

Risk State

FAVORABLE

Compliance

COMPLIANT

Rate Shock Scenarios

Scenario
NII Impact
EVE Impact
+100 bps
+3.2%
-4.1%
+200 bps
+5.8%
-8.9%
+300 bps
+7.1%
-14.2%
+400 bps
+7.9%
-20.1%
-100 bps
-4.1%
+4.5%
-200 bps
-9.3%
+9.8%
-300 bps
-15.8%
+16.2%
-400 bps
-23.7%
+23.9%

Top Bond Buyer Predictions

#
Bank
Assets
Buy Score
Signal
1

First National Bank

TX

$875K
94
securities z
2

Heritage Community Bank

OH

$425K
88
buying rate 4q
3

Pinnacle State Bank

IL

$612K
82
liquidity ratio
4

Valley Commerce Bank

CA

$950K
77
securities momentum 4q
5

Heartland Federal S&L

KS

$310K
71
excess capital
6

Pacific Coast Bank

OR

$545K
69
nim trend
7

Granite State Trust

NH

$280K
63
deposit growth qoq
8

Ozark Mountain Bank

MO

$190K
60
asset growth yoy

M&A Target Risk Rankings

#
Bank
Assets
Acquisition Risk
Signal
1

Community First S&L

WV

$95K
91
low roa
2

Farmers Exchange Bank

IA

$78K
85
excess capital
3

Colonial Heritage Bank

VA

$145K
79
efficiency ratio
4

Summit National

CO

$210K
73
nim decline
5

Lakeshore Savings

MI

$165K
66
size bucket

System Architecture

Alpha
AUC 0.793

Bond Buyer Prediction

XGBoost + LSTM

Beta
8/8 Verified

ALM Automation

OverCaml Proofs

Gamma
Phase 3

Syndicate Disruption

RL Agent

Omega
C-index 0.737

M&A Prediction

Cox PH Survival

Intelligence Agents

FDIC INGESTION AGENT
ACTIVE
4,408 banks synced
Every 6h2 min ago
BOND BUYER SCANNER
ACTIVE
1,247 scored
Every 12h38 min ago
M&A RISK MONITOR
ACTIVE
312 targets flagged
Every 24h4h ago
RISING STAR DETECTOR
ACTIVE
18 stars identified
Every 6h1h ago
OVERCAML VERIFIER
ACTIVE
8/8 proofs
Continuous< 1 min
DRIFT MONITOR
ACTIVE
PSI < 0.1
Every 1h22 min ago

Data Pipeline

FDIC BANKFIND
CONNECTED
4,408
701ms
FRED RATES
CONNECTED
Treasury
230ms
SEC EDGAR
AVAILABLE
XBRL
450ms
OVERCAML
COMPILED
8 proofs
85ms
INVARIANTS
ACTIVE
0 violations
<1ms